.tab{
         color: navy;
         background-color: white;
         border: 1px solid #000;
	 border-bottom:none;
         width: 140px;
	 float:left;
         text-align: center;
         font: 12px Verdana,sans-serif;
         z-index: 2;
         padding: 3px;
	 margin: 0px 5px 0px 0px;
         cursor: pointer;
      }
      .panel{
	 clear:left;
         width: 97%;
         z-index: 1;
         display:none;
         font: 12pt Verdana,sans-serif;
         color: navy;
         border: 1px solid #000;
         padding: 10px;
         overflow: auto;
      }